Buying with Affirm is Simple
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Complete your purchase
Pick the payment plan you like best—from 4 interest-free payments every 2 weeks to monthly payments up to 18 months. You’ll never pay more than you agree to up front. See footer for details.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
Just select at checkout
Rates from 0-36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.
- Can I pay off my purchase early?
- Yes! There’s no penalty for paying early.
- How do I make my payments?
- You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
- Can I return an item I bought with Affirm?
- Yes, you can make changes to or cancel bookings made through Affirm, depending on the terms and conditions of the rate you booked. If you need to cancel or change your booking, please contact us at 1-800-848-4857.
- Does checking my eligibility affect my credit score?
- No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
- Do I need a mobile number to use Affirm?
- Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
- Where can I learn more about Affirm?
- You can visit their website at affirm.com.